I was a virgin till I was 21, thought it was disrespectful to women to expect sex, was really into my sport, super fit, had plenty of opportunity, but it just didn't seem "right" to me. I was pretty "uncool" at school, so even though I became quite popular and "found myself" at about 18, it took time for me to feel "ready". There's no rule book!
Now I think back, I was a fool, the chicks I turned down, gawd!
Just so you know, when it does feel right, it is indeed possible to make up for several years in as many months, just so you know.
Stop worrying and get out there and make your life worthy of a great gal!
You are in the same situation as me. It is funny because I lost my virginity a month after I turned 21. Let me tell you, sex isn't worth all the hype-especially if you're a woman. If you're lucky you will have a considerate, well-endowed partner, but I wasn't as fortunate. Anyway, wait for the right person so that you have no regrets when it finally happens-don't be like me, because now I regret it. Anyway, having your virginity is honorable and it is the most precious gift. Once it's gone, you can never get it back, honey.